বহুমুখী মিলিয়নিয়ার ডিপোজিট স্কীম

বহুমুখী মিলিয়নিয়ার ডিপোজিট স্কীম প্রকল্পের নীতিমালা -

1| D‡Ïk¨ t

(K) cÖwZ gv‡m wba©vwiZ A_© Rgv K‡i †gqv`v‡šÍ 10 jÿ UvKvi gvwjK nIqv|

(L) m`m¨‡`i Aemi MÖnY cieZ©x Avw_©K msKU †gvKv‡ejvi Rb¨ mÂq Kiv|

2| †hvM¨Zv  t

K) mwgwZi †µwWU m`m¨ G ¯‹x‡gi AvIZvq wnmve Lyj‡Z cvi‡eb|

L) AcÖvß eq¯‹ †Q‡j-†g‡qi bv‡gi G wnmve †Lvjv hv‡e| †m‡ÿ‡Î cÖ_‡g Zv‡`i bv‡g mÂqx wnmve Lyj‡Z n‡e Ges wnmve cwiPvjbv Ki‡eb wnmveavixi AwffveK|

3| wnmve †Lvjvi wbqgvejx t

    mwgwZi wba©vwiZ Av‡e`bc‡Îi gva¨‡g Av‡e`b Ki‡Z n‡e|

4| gvwmK Rgvi cwigvY I wnmv‡ei †gqv` t

    gvwmK Rgv I †gqv`v‡šÍ cÖvß A‡_©i cwigvY-

†gqv`

gvwmK Rgvi cwigvY

m`m¨ KZ…©K †gvU Rgvi cwigvY

jv‡fi cwigvY

 †gvU cÖvß A‡_©i cwigvY

36 gvm ev 3 eQi

24,200 UvKv

8,71,200 UvKv

1,28,800 UvKv

10,00,000 UvKv

60 gvm ev 5 eQi

13,200 UvKv

7,92,000 UvKv

2,08,000 UvKv

10,00,000 UvKv

96 gvm ev 8 eQi

7,100 UvKv

6,81,600 UvKv

3,18,400 UvKv

10,00,000 UvKv

120 gvm ev 10 eQi

5,100 UvKv

6,12,000 UvKv

3,88,000 UvKv

10,00,000 UvKv

144 gvm ev 12 eQi

3,850 UvKv

5,54,400 UvKv

4,45,000 UvKv

10,00,000 UvKv

180 gvm ev 15 eQi

2,600 UvKv

4,68,000 UvKv

5,32,000 UvKv

10,00,000 UvKv

240 gvm ev 20 eQi

1,475 UvKv

3,54,000 UvKv

6,46,000 UvKv

10,00,000 UvKv

 

5| UvKv Rgvi wbqg t

     cÖwZ gv‡mi 20 Zvwi‡Li g‡a¨ eva¨Zvg~jKfv‡e UvKv Rgv Ki‡Z n‡e| Z‡e m`m¨ B”Qv Ki‡j GB cÖK‡í AwMÖg Rgv Ki‡Z cvi‡eb|

6| †gqv` c~wZ©i c~‡e© wnmve eÜ Kiv n‡j-

(K) wnmve †Lvjvi 1 eQ‡ii c~‡e© wnmve eÜ Kiv n‡j †m‡ÿ‡Î ïay Avmj UvKv †diZ †`qv n‡e|

(L) 1 eQi ci wnmve e‡Ü wb‡¤œv³ nv‡i my` cÖ`vb Kiv n‡e| 

 †gqv`

kZ©-1

kZ©-2

kZ©-3

kZ©-4

kZ©-5

kZ©-6

kZ©-7

3
eQi †gqv‡`i †ÿ‡Î

1 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5% nv‡i mij my` cÖ`vb Kiv n‡e

      

5
eQi †gqv‡`i †ÿ‡Î

1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my`  cÖ`vb Kiv n‡e

 3 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e

     

8
eQi †gqv‡`i †ÿ‡Î

1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my`  cÖ`vb Kiv n‡e

3 eQi ci wKš‘ 5 eQ‡ii c~‡e©  eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e

5 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e

    

10
eQi †gqv‡`i †ÿ‡Î

1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my` cÖ`vb Kiv n‡e

3 eQi ci wKš‘ 5 eQi c~‡e©  eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e

5 eQi ci wKš‘ 8 eQi c~‡e©  eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e

8 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5.75% nv‡i mij my` cÖ`vb Kiv n‡e

   

12
eQi †gqv‡`i †ÿ‡Î

1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my`  cÖ`vb Kiv n‡e

3 eQi ci wKš‘ 5 eQi c~‡e©  eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e

5 eQi ci wKš‘ 8 eQi c~‡e©  eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e

8 eQi ci wKš‘ 10eQi c~‡e© eÜ n‡j 5.75% nv‡i mij my` cÖ`vb Kiv n‡e

10 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 6% nv‡i mij my` cÖ`vb Kiv n‡e

  

15
eQi †gqv‡`i †ÿ‡Î

1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my`  cÖ`vb Kiv n‡e

3 eQi ci wKš‘ 5 eQi c~‡e©  eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e

5 eQi ci wKš‘ 8 eQi c~‡e©  eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e

8 eQi ci wKš‘ 10eQ‡ii c~‡e© eÜ n‡j 5.75% nv‡i mij my` cÖ`vb Kiv n‡e

10 eQi ci wKš‘ 12eQ‡ii c~‡e© eÜ n‡j 6% nv‡i mij my` cÖ`vb Kiv n‡e

12 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 6.25% nv‡i mij my` cÖ`vb Kiv n‡e

 

20
eQi †gqv‡`i †ÿ‡Î

1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my`  cÖ`vb Kiv n‡e

3 eQi ci wKš‘ 5 eQi c~‡e©  eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e

5 eQi ci wKš‘ 8 eQi c~‡e©  eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e

8 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5.75% nv‡i mij my` cÖ`vb Kiv n‡e

10 eQi ci wKš‘ 12eQ‡ii c~‡e© eÜ n‡j 6% nv‡i mij my` cÖ`vb Kiv n‡e

12 eQi ci wKš‘ 15 eQ‡ii c~‡e© eÜ n‡j 6.25% nv‡i mij my` cÖ`vb Kiv n‡e

15 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 6.50% nv‡i mij my` cÖ`vb Kiv n‡e

(M) wnmve eÜ LiP eve` 300/- UvKv KZ©b Kiv n‡e|

7| Rwigvbv t

†Kvb gv‡m Rgv cÖ`v‡b e¨_© n‡j cÖwZ gv‡mi Rb¨ 1 gvm †gqv` c~wZ© wcwQ‡q hv‡e| ci ci 3 gvm ch©šÍ Rgv cÖ`v‡b e¨_© n‡j D³ wnmve eÜ n‡q hv‡e Ges bxwZgvjvi µwgK 6 bs cÖ‡hvR¨ †ÿ‡Î cÖ‡qvM‡hvM¨| gvwmK Rgvq e¨_© n‡j Zvi †gqv‡`i g‡a¨ m‡ev©”P 12 gvm †gqv` e„w×i my‡hvM †c‡Z cv‡i|

8| FY cÖ`vb myweav t

(K) AvgvbZKvix B”Qv Ki‡j wnmv‡ei eqm 3 eQi c~Y© n‡j Zvi wnmv‡e †gvU Rgvi 90% FY wnmv‡e MÖnY Ki‡Z cvi‡eb| mvaviY ev Ab¨ †Kvb F‡Yi wecix‡Z GB wnmv‡ei AvgvbZ Rvwgb cÖ`vb K‡i _vK‡j, †h cwigvY AvgvbZ Rvwgb †`‡eb, Zv ev` w`‡q Aewkó AvgvbZ n‡Z 90% FY MÖnY Ki‡Z cvi‡eb|

(L) MÖnYK…Z F‡Yi wecix‡Z µgn«vmgvb c×wZ‡Z mwgwZ KZ…©K cÖ`Ë 12% nv‡i my` cÖ`vb Ki‡Z n‡e|

(M) ˆ`wbK wfwˇZ my` wbY©q Kiv n‡e|

(N) ¯‹x‡gi †gqv` Abyhvqx FY cwi‡kv‡ai mgq mxgv wba©viY Kiv n‡e| Z‡e FY m‡e©v”P 60 wKw¯Í‡Z cwi‡kva Kiv hv‡e|

(O) F‡Yi wecix‡Z †Kvb FY wbivcËv wcÖwgqvg MÖnY Kiv n‡e bv|

(P) F‡Yi wecix‡Z †Kvb †iqvZ cÖ`vb Kiv n‡e bv|

(Q) FY †Ljvcx n‡j e‡Kqv mKj wKw¯Í my` I †gvU my‡`i A‡a©K Rwigvbv cieZ©x gv‡m cwi‡kva Ki‡Z n‡e|

(R) ci ci wZb gvm FY †Ljvcx n‡j mwgwZi ÿgZve‡j cÖvc¨ F‡Yi my`, Rwigvbv I e‡Kqv FY wnmv‡ei RgvK…Z A‡_©i mv‡_ mgš^q Kiv n‡e Ges mgš^q wd eve` 500/- UvKv KZ©b Kiv n‡e| G †ÿ‡Î wnmv‡ei wecix‡Z bxwZgvjvi 6 bs aviv cÖ‡hvR¨ †ÿ‡Î cÖ‡qvM‡hvM¨|

(S) FY cwi‡kv‡ai †gqv` c~wZ©i c~‡e© AvgvbZ wnmv‡ei †gqv` c~Y© n‡j Avgvb‡Zi mv‡_ FY I my` mgš^q K‡i Aewkó A_© †diZ †`qv n‡e| bxwZgvjvi 6bs aviv cÖ‡hvR¨ †ÿ‡Î cÖ‡qvM‡hvM¨|

9|  bwgbx g‡bvbqb I UvKv D‡Ëvjb t

(K) AvgvbZKvix Zvi wnmv‡ei Rb¨ GK ev GKvwaK e¨w³‡K bwgbx wbhy³ Ki‡Z cvi‡eb| GKvwaK bwgbx n‡j bwgbxi Ask wZwb wba©viY K‡i  †`‡eb|

(L) AvgvbZKvix we‡kl cÖ‡qvR‡b wjwLZfv‡e Av‡e`‡bi gva¨‡g eZ©gvb bwgbx cwieZ©b K‡i bZzbfv‡e bwgbx g‡bvbxZ Ki‡Z cvi‡eb|

(M) AvgvbZKvixi RxweZ Ae¯’vq bwgbxi g„Zz¨ n‡j m‡½ m‡½ wbR `vwq‡Z¡ Aek¨B bZzb bwgbx g‡bvbqb †`‡eb|

(N) wnmv‡ei †gqv‡`i c~‡e© AvgvbZKvixi g„Zz¨ n‡j bwgbxMY wnmv‡ei A_© e›Ub Abyhvqx †c‡Z cvi‡eb| †m †ÿ‡Î wb‡¤œv³ Z_¨cÎvw` mwgwZi Kv‡Q Dc¯’vcb AZ¨vek¨Kxq|

(O) AcÖvß bwgbx‡`i †ÿ‡Î Av‡e`‡bi gva¨‡g¨ g‡bvbxZ Awffve‡Ki Av‡e`bcÎ|

(P) AvgvbZKvixi g„Zz¨ msµvšÍ cy‡ivwnZ/cvjK KZ…©K mgvwa †`qvi mb`cÎ|

(Q) bvevjK-bvevwjKv bwgbx‡`i †ÿ‡Î cy‡ivwnZ/cvjK/IqvW© Kwgkbvi/BDwbqb cwil‡`i †Pqvig¨vb KZ…©K g‡bvbxZ AwffveK mbv³KiYcÎ|

(R) nvmcvZvj KZ…©K cÖ`Ë g„Zy¨-mb`cÎ cÖ`vb Ki‡Z n‡e|

10| F‡Yi Rvwgb t

(K) wnmv‡ei RgvK…Z A_© wbR¯^ mvaviY F‡Yi wecix‡Z 100% Rvwgb cÖ`vb Kiv n‡e|

(L) wnmv‡ei RgvK…Z A_© wnmveavixi cwiev‡ii (¯^vgx, ¯¿x I AweevwnZ †Q‡j-†g‡qi) †h‡Kvb GK R‡bi mvaviY F‡Yi wecix‡Z Rvwgb cÖ`vb Kiv hv‡e|

(M) wnmv‡ei wecix‡Z FY MÖnY Kiv n‡j Rvwgb cÖ`vb Kiv hv‡e bv|

(N) D³ FY cwi‡kva bv nIqv ch©šÍ wnmve eÜ Kiv hv‡e bv|

* GB bxwZgvjv XvKv Lªxwóqvb eûgyLx mgevq mwgwZ wjwg‡UW-Gi wbe©vwPZ e¨e¯’vcbv KwgwU KZ…©K cÖYxZ weavq fwel¨‡Z †Kvb cwieZ©b/cwiea©b/ms‡hvRb/ we‡qvRb e¨e¯’vcbv KwgwUi AvIZvaxb|