বহুমুখী মিলিয়নিয়ার ডিপোজিট স্কীম
বহুমুখী মিলিয়নিয়ার ডিপোজিট স্কীম প্রকল্পের নীতিমালা -
1| D‡Ïk¨ t
(K) cÖwZ gv‡m wba©vwiZ A_© Rgv K‡i †gqv`v‡šÍ 10 jÿ UvKvi gvwjK nIqv|
(L) m`m¨‡`i Aemi MÖnY cieZ©x Avw_©K msKU †gvKv‡ejvi Rb¨ mÂq Kiv|
2| †hvM¨Zv t
K) mwgwZi †µwWU m`m¨ G ¯‹x‡gi AvIZvq wnmve Lyj‡Z cvi‡eb|
L) AcÖvß eq¯‹ †Q‡j-†g‡qi bv‡gi G wnmve †Lvjv hv‡e| †m‡ÿ‡Î cÖ_‡g Zv‡`i bv‡g mÂqx wnmve Lyj‡Z n‡e Ges wnmve cwiPvjbv Ki‡eb wnmveavixi AwffveK|
3| wnmve †Lvjvi wbqgvejx t
mwgwZi wba©vwiZ Av‡e`bc‡Îi gva¨‡g Av‡e`b Ki‡Z n‡e|
4| gvwmK Rgvi cwigvY I wnmv‡ei †gqv` t
gvwmK Rgv I †gqv`v‡šÍ cÖvß A‡_©i cwigvY-
†gqv` | gvwmK Rgvi cwigvY | m`m¨ KZ…©K †gvU Rgvi cwigvY | jv‡fi cwigvY | †gvU cÖvß A‡_©i cwigvY |
36 gvm ev 3 eQi | 24,200 UvKv | 8,71,200 UvKv | 1,28,800 UvKv | 10,00,000 UvKv |
60 gvm ev 5 eQi | 13,200 UvKv | 7,92,000 UvKv | 2,08,000 UvKv | 10,00,000 UvKv |
96 gvm ev 8 eQi | 7,100 UvKv | 6,81,600 UvKv | 3,18,400 UvKv | 10,00,000 UvKv |
120 gvm ev 10 eQi | 5,100 UvKv | 6,12,000 UvKv | 3,88,000 UvKv | 10,00,000 UvKv |
144 gvm ev 12 eQi | 3,850 UvKv | 5,54,400 UvKv | 4,45,000 UvKv | 10,00,000 UvKv |
180 gvm ev 15 eQi | 2,600 UvKv | 4,68,000 UvKv | 5,32,000 UvKv | 10,00,000 UvKv |
240 gvm ev 20 eQi | 1,475 UvKv | 3,54,000 UvKv | 6,46,000 UvKv | 10,00,000 UvKv |
5| UvKv Rgvi wbqg t
cÖwZ gv‡mi 20 Zvwi‡Li g‡a¨ eva¨Zvg~jKfv‡e UvKv Rgv Ki‡Z n‡e| Z‡e m`m¨ B”Qv Ki‡j GB cÖK‡í AwMÖg Rgv Ki‡Z cvi‡eb|
6| †gqv` c~wZ©i c~‡e© wnmve eÜ Kiv n‡j-
(K) wnmve †Lvjvi 1 eQ‡ii c~‡e© wnmve eÜ Kiv n‡j †m‡ÿ‡Î ïay Avmj UvKv †diZ †`qv n‡e|
(L) 1 eQi ci wnmve e‡Ü wb‡¤œv³ nv‡i my` cÖ`vb Kiv n‡e|
†gqv` | kZ©-1 | kZ©-2 | kZ©-3 | kZ©-4 | kZ©-5 | kZ©-6 | kZ©-7 |
3 | 1 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5% nv‡i mij my` cÖ`vb Kiv n‡e | ||||||
5 | 1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my` cÖ`vb Kiv n‡e | 3 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e | |||||
8 | 1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my` cÖ`vb Kiv n‡e | 3 eQi ci wKš‘ 5 eQ‡ii c~‡e© eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e | 5 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e | ||||
10 | 1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my` cÖ`vb Kiv n‡e | 3 eQi ci wKš‘ 5 eQi c~‡e© eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e | 5 eQi ci wKš‘ 8 eQi c~‡e© eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e | 8 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5.75% nv‡i mij my` cÖ`vb Kiv n‡e |
12 | 1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my` cÖ`vb Kiv n‡e | 3 eQi ci wKš‘ 5 eQi c~‡e© eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e | 5 eQi ci wKš‘ 8 eQi c~‡e© eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e | 8 eQi ci wKš‘ 10eQi c~‡e© eÜ n‡j 5.75% nv‡i mij my` cÖ`vb Kiv n‡e | 10 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 6% nv‡i mij my` cÖ`vb Kiv n‡e | ||
15 | 1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my` cÖ`vb Kiv n‡e | 3 eQi ci wKš‘ 5 eQi c~‡e© eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e | 5 eQi ci wKš‘ 8 eQi c~‡e© eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e | 8 eQi ci wKš‘ 10eQ‡ii c~‡e© eÜ n‡j 5.75% nv‡i mij my` cÖ`vb Kiv n‡e | 10 eQi ci wKš‘ 12eQ‡ii c~‡e© eÜ n‡j 6% nv‡i mij my` cÖ`vb Kiv n‡e | 12 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 6.25% nv‡i mij my` cÖ`vb Kiv n‡e | |
20 | 1 eQi ci wKš‘ 3 eQ‡ii c~‡e© eÜ n‡j, 5% nv‡i mij my` cÖ`vb Kiv n‡e | 3 eQi ci wKš‘ 5 eQi c~‡e© eÜ n‡j 5.25% nv‡i mij my` cÖ`vb Kiv n‡e | 5 eQi ci wKš‘ 8 eQi c~‡e© eÜ n‡j 5.50% nv‡i mij my` cÖ`vb Kiv n‡e | 8 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 5.75% nv‡i mij my` cÖ`vb Kiv n‡e | 10 eQi ci wKš‘ 12eQ‡ii c~‡e© eÜ n‡j 6% nv‡i mij my` cÖ`vb Kiv n‡e | 12 eQi ci wKš‘ 15 eQ‡ii c~‡e© eÜ n‡j 6.25% nv‡i mij my` cÖ`vb Kiv n‡e | 15 eQi ci wKš‘ †gqv‡`i c~‡e© eÜ n‡j 6.50% nv‡i mij my` cÖ`vb Kiv n‡e |
(M) wnmve eÜ LiP eve` 300/- UvKv KZ©b Kiv n‡e|
7| Rwigvbv t
†Kvb gv‡m Rgv cÖ`v‡b e¨_© n‡j cÖwZ gv‡mi Rb¨ 1 gvm †gqv` c~wZ© wcwQ‡q hv‡e| ci ci 3 gvm ch©šÍ Rgv cÖ`v‡b e¨_© n‡j D³ wnmve eÜ n‡q hv‡e Ges bxwZgvjvi µwgK 6 bs cÖ‡hvR¨ †ÿ‡Î cÖ‡qvM‡hvM¨| gvwmK Rgvq e¨_© n‡j Zvi †gqv‡`i g‡a¨ m‡ev©”P 12 gvm †gqv` e„w×i my‡hvM †c‡Z cv‡i|
8| FY cÖ`vb myweav t
(K) AvgvbZKvix B”Qv Ki‡j wnmv‡ei eqm 3 eQi c~Y© n‡j Zvi wnmv‡e †gvU Rgvi 90% FY wnmv‡e MÖnY Ki‡Z cvi‡eb| mvaviY ev Ab¨ †Kvb F‡Yi wecix‡Z GB wnmv‡ei AvgvbZ Rvwgb cÖ`vb K‡i _vK‡j, †h cwigvY AvgvbZ Rvwgb †`‡eb, Zv ev` w`‡q Aewkó AvgvbZ n‡Z 90% FY MÖnY Ki‡Z cvi‡eb|
(L) MÖnYK…Z F‡Yi wecix‡Z µgn«vmgvb c×wZ‡Z mwgwZ KZ…©K cÖ`Ë 12% nv‡i my` cÖ`vb Ki‡Z n‡e|
(M) ˆ`wbK wfwˇZ my` wbY©q Kiv n‡e|
(N) ¯‹x‡gi †gqv` Abyhvqx FY cwi‡kv‡ai mgq mxgv wba©viY Kiv n‡e| Z‡e FY m‡e©v”P 60 wKw¯Í‡Z cwi‡kva Kiv hv‡e|
(O) F‡Yi wecix‡Z †Kvb FY wbivcËv wcÖwgqvg MÖnY Kiv n‡e bv|
(P) F‡Yi wecix‡Z †Kvb †iqvZ cÖ`vb Kiv n‡e bv|
(Q) FY †Ljvcx n‡j e‡Kqv mKj wKw¯Í my` I †gvU my‡`i A‡a©K Rwigvbv cieZ©x gv‡m cwi‡kva Ki‡Z n‡e|
(R) ci ci wZb gvm FY †Ljvcx n‡j mwgwZi ÿgZve‡j cÖvc¨ F‡Yi my`, Rwigvbv I e‡Kqv FY wnmv‡ei RgvK…Z A‡_©i mv‡_ mgš^q Kiv n‡e Ges mgš^q wd eve` 500/- UvKv KZ©b Kiv n‡e| G †ÿ‡Î wnmv‡ei wecix‡Z bxwZgvjvi 6 bs aviv cÖ‡hvR¨ †ÿ‡Î cÖ‡qvM‡hvM¨|
(S) FY cwi‡kv‡ai †gqv` c~wZ©i c~‡e© AvgvbZ wnmv‡ei †gqv` c~Y© n‡j Avgvb‡Zi mv‡_ FY I my` mgš^q K‡i Aewkó A_© †diZ †`qv n‡e| bxwZgvjvi 6bs aviv cÖ‡hvR¨ †ÿ‡Î cÖ‡qvM‡hvM¨|
9| bwgbx g‡bvbqb I UvKv D‡Ëvjb t
(K) AvgvbZKvix Zvi wnmv‡ei Rb¨ GK ev GKvwaK e¨w³‡K bwgbx wbhy³ Ki‡Z cvi‡eb| GKvwaK bwgbx n‡j bwgbxi Ask wZwb wba©viY K‡i †`‡eb|
(L) AvgvbZKvix we‡kl cÖ‡qvR‡b wjwLZfv‡e Av‡e`‡bi gva¨‡g eZ©gvb bwgbx cwieZ©b K‡i bZzbfv‡e bwgbx g‡bvbxZ Ki‡Z cvi‡eb|
(M) AvgvbZKvixi RxweZ Ae¯’vq bwgbxi g„Zz¨ n‡j m‡½ m‡½ wbR `vwq‡Z¡ Aek¨B bZzb bwgbx g‡bvbqb †`‡eb|
(N) wnmv‡ei †gqv‡`i c~‡e© AvgvbZKvixi g„Zz¨ n‡j bwgbxMY wnmv‡ei A_© e›Ub Abyhvqx †c‡Z cvi‡eb| †m †ÿ‡Î wb‡¤œv³ Z_¨cÎvw` mwgwZi Kv‡Q Dc¯’vcb AZ¨vek¨Kxq|
(O) AcÖvß bwgbx‡`i †ÿ‡Î Av‡e`‡bi gva¨‡g¨ g‡bvbxZ Awffve‡Ki Av‡e`bcÎ|
(P) AvgvbZKvixi g„Zz¨ msµvšÍ cy‡ivwnZ/cvjK KZ…©K mgvwa †`qvi mb`cÎ|
(Q) bvevjK-bvevwjKv bwgbx‡`i †ÿ‡Î cy‡ivwnZ/cvjK/IqvW© Kwgkbvi/BDwbqb cwil‡`i †Pqvig¨vb KZ…©K g‡bvbxZ AwffveK mbv³KiYcÎ|
(R) nvmcvZvj KZ…©K cÖ`Ë g„Zy¨-mb`cÎ cÖ`vb Ki‡Z n‡e|
10| F‡Yi Rvwgb t
(K) wnmv‡ei RgvK…Z A_© wbR¯^ mvaviY F‡Yi wecix‡Z 100% Rvwgb cÖ`vb Kiv n‡e|
(L) wnmv‡ei RgvK…Z A_© wnmveavixi cwiev‡ii (¯^vgx, ¯¿x I AweevwnZ †Q‡j-†g‡qi) †h‡Kvb GK R‡bi mvaviY F‡Yi wecix‡Z Rvwgb cÖ`vb Kiv hv‡e|
(M) wnmv‡ei wecix‡Z FY MÖnY Kiv n‡j Rvwgb cÖ`vb Kiv hv‡e bv|
(N) D³ FY cwi‡kva bv nIqv ch©šÍ wnmve eÜ Kiv hv‡e bv|
* GB bxwZgvjv XvKv Lªxwóqvb eûgyLx mgevq mwgwZ wjwg‡UW-Gi wbe©vwPZ e¨e¯’vcbv KwgwU KZ…©K cÖYxZ weavq fwel¨‡Z †Kvb cwieZ©b/cwiea©b/ms‡hvRb/ we‡qvRb e¨e¯’vcbv KwgwUi AvIZvaxb|