টপ-আপ লোন

টপ-আপ লোন নীতিমালা

(১লা জুলাই, ২০১৫ থেকে কার্যকর)

01| D‡Ïk¨ t

mwgwZi A‡bK m`m¨ Av‡Qb, hv‡`i mvaviY FY _vKv Ae¯’vq cybivq UvKvi cÖ‡qvRb nq| G mKj †¶‡Î cÖvqkB cwijw¶Z nq †h, m`m¨e„›` wewfbœ †jv‡Ki KvQ †_‡K Pov my‡` UvKv avi K‡i mwgwZi FY cwi‡kva K‡i cybivq F‡Yi Av‡e`b K‡ib| GB ai‡bi cwiw¯’wZ‡Z m`m¨‡`i †hb Pov my‡` UvKv avi Ki‡Z bv nq, †mRb¨ XvKv Lªxwóqvb eûgyLx mgevq mwgwZ wjwg‡UW ÒUc-Avc †jvbÓ cÖ`v‡bi wm×všÍ MÖnY K‡i‡Q|

02| FY MÖn‡Yi †hvM¨Zv t

K) c~e©eZx© FY cwi‡kv‡ai mvg_© Abyhvqx m`m¨e„›` GB F‡Yi Rb¨ Av‡e`b Ki‡Z cvi‡eb|

L) cwiev‡ii †Kvb m`m¨ ev Av‡e`bKvix eZ©gvb ev c~‡e© MÖnYK…Z F‡Y †Ljvcx n‡q _vK‡j GB FY MÖnY Ki‡Z cvi‡eb bv|

M) †h FY Uc-Avc Kiv n‡e, Zv FY MÖn‡Yi ZvwiL n‡Z Kgc‡¶ GK eQi wbqwgZ Pvjv‡Z n‡e Ges c~‡e© MÖnYK…Z FY Aek¨B A‡a©K cwi‡kvwaZ n‡Z n‡e|

03| FY MÖn‡Yi wbqgvejx t

K) mwgwZ KZ…©K mieivnK…Z wbw`©ó Av‡e`bc‡Îi gva¨‡g Av‡e`b Ki‡Z n‡e|

L) mvaviY FY-bxwZgvjv Abymv‡i FY cÖ`vb Kiv n‡e|

M) Av‡e`bK…Z F‡Yi 10% Rvwgb †ekx w`‡Z n‡e|

N) Uc-Avc F‡Yi †¶‡Î mvaviY F‡Yi cÖ_g 3wU FY MÖnY K‡i wbqwgZ cwi‡kva Kiv mv‡c‡¶ 4_© FY †_‡K †h‡Kvb cwigvY FY Uc-Avc Kiv hv‡e| G †¶‡Î mvaviY F‡Yi bxwZgvjv Abyhvqx F‡Yi cwigvY Abymv‡i e¨e¯’vcbv KwgwU FY gÄyi Ki‡e|

O) †h FY Uc-Avc Kiv n‡e, Zvi 50% cwi‡kva n‡Z n‡e|

04| F‡Yi cwigvY I cwi‡kv‡ai †gqv` t

  •  Av‡e`bKvix me©‡kl †h mvaviY FY MÖnY K‡i‡Qb, †mB cwigvY FY cÖ`vb Kiv n‡e| Z‡e mvaviY F‡Yi wmwjs Abymv‡i Av‡e`bKvixi ch©vß †kqvi _vK‡j Ges Rvwgb msMÖn Ki‡Z cvi‡j c~‡e©i †P‡q †ekx FY MÖnY Ki‡Z cvi‡eb| Z‡e gÄyixK…Z FY n‡Z Av‡e`bKvixi c~‡e© MÖnYK…Z mvaviY FY mgš^q K‡i ivLv n‡e|
  •  mvaviY FY-bxwZgvjv Abymv‡i FY cwi‡kv‡ai †gqv` wba©viY n‡e|

05| F‡Yi my` t

  •  µgn«vmgvb c×wZ‡Z (wiwWDwms †g_W) gvwmK wnmv‡e e‡Kqv F‡Yi Dci 12% nv‡i my` wbY©q Kiv n‡e|

06| mvaviY wbqgvejx t

  • F‡Yi wecix‡Z FY wbivcËv ¯‹xg (GjwcGm)-Gi UvKv MÖnY Kiv n‡e|

07| Uc-Avc †jv‡bi mvwf©m PvR© t

00001

UvKv

†_‡K

40,000

UvKv

ch©šÍ

400

UvKv

40,0001

UvKv

†_‡K

1,00,000

UvKv

ch©šÍ

1,000

UvKv

1,00,001

UvKv

†_‡K

2,00,000

UvKv

ch©šÍ

2,000

UvKv

2,00,001  

UvKv

†_‡K

3,50,000

UvKv

ch©šÍ

4,000

UvKv

3,50,001  

UvKv

†_‡K

5,00,000

UvKv

ch©šÍ

5,000

UvKv

5,00,001 

UvKv

†_‡K

6,50,000

UvKv

ch©šÍ

7,000

UvKv

6,50,001 

UvKv

†_‡K

10,00,000

UvKv

ch©šÍ

9,000

UvKv

10,00,001

UvKv

†_‡K

15,00,000

UvKv

ch©šÍ

12,000

UvKv

15,00,001

UvKv

†_‡K

20,00,000

UvKv

ch©šÍ

14,000

UvKv

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