টপ-আপ লোন
টপ-আপ লোন নীতিমালা
(১লা জুলাই, ২০১৫ থেকে কার্যকর)
01| D‡Ïk¨ t
mwgwZi A‡bK m`m¨ Av‡Qb, hv‡`i mvaviY FY _vKv Ae¯’vq cybivq UvKvi cÖ‡qvRb nq| G mKj †¶‡Î cÖvqkB cwijw¶Z nq †h, m`m¨e„›` wewfbœ †jv‡Ki KvQ †_‡K Pov my‡` UvKv avi K‡i mwgwZi FY cwi‡kva K‡i cybivq F‡Yi Av‡e`b K‡ib| GB ai‡bi cwiw¯’wZ‡Z m`m¨‡`i †hb Pov my‡` UvKv avi Ki‡Z bv nq, †mRb¨ XvKv Lªxwóqvb eûgyLx mgevq mwgwZ wjwg‡UW ÒUc-Avc †jvbÓ cÖ`v‡bi wm×všÍ MÖnY K‡i‡Q|
02| FY MÖn‡Yi †hvM¨Zv t
K) c~e©eZx© FY cwi‡kv‡ai mvg_© Abyhvqx m`m¨e„›` GB F‡Yi Rb¨ Av‡e`b Ki‡Z cvi‡eb|
L) cwiev‡ii †Kvb m`m¨ ev Av‡e`bKvix eZ©gvb ev c~‡e© MÖnYK…Z F‡Y †Ljvcx n‡q _vK‡j GB FY MÖnY Ki‡Z cvi‡eb bv|
M) †h FY Uc-Avc Kiv n‡e, Zv FY MÖn‡Yi ZvwiL n‡Z Kgc‡¶ GK eQi wbqwgZ Pvjv‡Z n‡e Ges c~‡e© MÖnYK…Z FY Aek¨B A‡a©K cwi‡kvwaZ n‡Z n‡e|
03| FY MÖn‡Yi wbqgvejx t
K) mwgwZ KZ…©K mieivnK…Z wbw`©ó Av‡e`bc‡Îi gva¨‡g Av‡e`b Ki‡Z n‡e|
L) mvaviY FY-bxwZgvjv Abymv‡i FY cÖ`vb Kiv n‡e|
M) Av‡e`bK…Z F‡Yi 10% Rvwgb †ekx w`‡Z n‡e|
N) Uc-Avc F‡Yi †¶‡Î mvaviY F‡Yi cÖ_g 3wU FY MÖnY K‡i wbqwgZ cwi‡kva Kiv mv‡c‡¶ 4_© FY †_‡K †h‡Kvb cwigvY FY Uc-Avc Kiv hv‡e| G †¶‡Î mvaviY F‡Yi bxwZgvjv Abyhvqx F‡Yi cwigvY Abymv‡i e¨e¯’vcbv KwgwU FY gÄyi Ki‡e|
O) †h FY Uc-Avc Kiv n‡e, Zvi 50% cwi‡kva n‡Z n‡e|
04| F‡Yi cwigvY I cwi‡kv‡ai †gqv` t
- Av‡e`bKvix me©‡kl †h mvaviY FY MÖnY K‡i‡Qb, †mB cwigvY FY cÖ`vb Kiv n‡e| Z‡e mvaviY F‡Yi wmwjs Abymv‡i Av‡e`bKvixi ch©vß †kqvi _vK‡j Ges Rvwgb msMÖn Ki‡Z cvi‡j c~‡e©i †P‡q †ekx FY MÖnY Ki‡Z cvi‡eb| Z‡e gÄyixK…Z FY n‡Z Av‡e`bKvixi c~‡e© MÖnYK…Z mvaviY FY mgš^q K‡i ivLv n‡e|
- mvaviY FY-bxwZgvjv Abymv‡i FY cwi‡kv‡ai †gqv` wba©viY n‡e|
05| F‡Yi my` t
- µgn«vmgvb c×wZ‡Z (wiwWDwms †g_W) gvwmK wnmv‡e e‡Kqv F‡Yi Dci 12% nv‡i my` wbY©q Kiv n‡e|
06| mvaviY wbqgvejx t
- F‡Yi wecix‡Z FY wbivcËv ¯‹xg (GjwcGm)-Gi UvKv MÖnY Kiv n‡e|
07| Uc-Avc †jv‡bi mvwf©m PvR© t
00001 | UvKv | †_‡K | 40,000 | UvKv | ch©šÍ | 400 | UvKv |
40,0001 | UvKv | †_‡K | 1,00,000 | UvKv | ch©šÍ | 1,000 | UvKv |
1,00,001 | UvKv | †_‡K | 2,00,000 | UvKv | ch©šÍ | 2,000 | UvKv |
2,00,001 | UvKv | †_‡K | 3,50,000 | UvKv | ch©šÍ | 4,000 | UvKv |
3,50,001 | UvKv | †_‡K | 5,00,000 | UvKv | ch©šÍ | 5,000 | UvKv |
5,00,001 | UvKv | †_‡K | 6,50,000 | UvKv | ch©šÍ | 7,000 | UvKv |
6,50,001 | UvKv | †_‡K | 10,00,000 | UvKv | ch©šÍ | 9,000 | UvKv |
10,00,001 | UvKv | †_‡K | 15,00,000 | UvKv | ch©šÍ | 12,000 | UvKv |
15,00,001 | UvKv | †_‡K | 20,00,000 | UvKv | ch©šÍ | 14,000 | UvKv |
* Dc‡iv³ bxwZgvjv XvKv Lªxwóqvb eûgyLx mgevq mwgwZ wjwg‡UW-Gi wbe©vwPZ e¨e¯’vcbv KwgwU KZ…©K cÖYxZ weavq fwel¨‡Z †Kvb cwieZ©b/cwiea©b/ms‡hvRb/we‡qvRb m¤ú~Y© e¨e¯’vcbv KwgwUi GLwZqvify³