5| hviv cwjwmi wecix‡Z FY MÖnY Ki‡eb Zviv F‡Yi wKw¯Í I my` e¨wZ‡i‡K ïaygvÎ cwjwmi wKw¯Í Rgv w`‡Z cvi‡eb bv|

†gqv` c~wZ©i c~‡e© AvgvbZKvix KZ©„K cwjwm eÜ Kiv n‡jÑ

AvgvbZKvix †h‡Kvb mgq B”Qv Ki‡j wjwLZ Av‡e`‡bi gva¨‡g cwjwm eÜ Ki‡Z cvi‡eb| Giƒc †¶‡Î cwjwm eÜ Kivi mgq 20 UvKv KZ©b Kiv n‡e Ges wbgœiƒc wbqg AbymiY Kiv n‡eÑ

1| cwjwm †Lvjvi wZb (3) erm‡ii g‡a¨ eÜ Ki‡j ïaygvÎ g~j UvKv †dir cv‡eb|

2| wZb (3) erm‡ii AwaK wKš‘ cuvP (5) erm‡ii AbwaK n‡j 5% nv‡i mij my` cÖ`vb Kiv n‡e|

3| cuvP (5) erm‡ii AwaK wKš‘ `k (10) erm‡ii AbwaK n‡j 5.5 % nv‡i mij my` cÖ`vb Kiv n‡e|

4| `k (10) erm‡ii AwaK wKš‘ c‡bi (15) erm‡ii AbwaK n‡j 6% nv‡i mij my` cÖ`vb Kiv n‡e|

5| c‡bi (15) erm‡ii AwaK wKš‘ wek (20) erm‡ii AbwaK n‡j 7% nv‡i mij my` cÖ`vb Kiv n‡e|

6| my` cÖwZ ermi †k‡l (RyjvB gv‡m) 1 evi cÖ`vb Kiv n‡e|

†gqv` c~wZ©i c~‡e© AvKw¯§Kfv‡e cwjwm eÜ n‡jÑ

wbgœwjwLZ Kvi‡Y †gqv` c~wZ©i c~‡e© cwjwm eÜ n‡q hv‡e t

1| cici wZb (3) gvm wKw¯Í cÖ`v‡b e¨_© n‡j cwjwm eÜ n‡q hv‡e|

2| †gqv` c~wZ©i c~‡e© AvgvbZKvixi g„Zz¨ n‡j cwjwm eÜ n‡q hv‡e|

3| †gqv` c~wZ©i c~‡e© AvgvbZKvixi gw¯Í®‹ weK…Z n‡j cwjwm eÜ n‡q hv‡e|

4| †gqv` c~wZ©i c~‡e© AvgvbZKvix Av`vjZ KZ©„K †`Dwjqv †NvwlZ n‡j cwjwm eÜ n‡q hv‡e|

Dc‡iv³ Kvi‡Y cwjwm eÜ n‡j wbgœwjwLZ nv‡i my` cÖ`vb Kiv n‡eÑ

1| cwjwm †Lvjvi wZb (3) erm‡ii g‡a¨ n‡j ïaygvÎ g~j UvKv †dir cÖ`vb Kiv n‡e|

2| wZb (3) erm‡ii AwaK wKš‘ cuvP (5) erm‡ii AbwaK n‡j 6% nv‡i mij my` cÖ`vb Kiv n‡e|

3| cuvP (5) erm‡ii AwaK wKš‘ `k (10) erm‡ii AbwaK n‡j 7% nv‡i my` cÖ`vb Kiv n‡e|

4| `k (10) erm‡ii AwaK wKš‘ c‡bi (15) erm‡ii AbwaK n‡j 8% nv‡i mij my` cÖ`vb Kiv n‡e|

5| c‡bi (15) erm‡ii AwaK wKš‘ wek (20) erm‡ii AbwaK n‡j 9% nv‡i mij my` cÖ`vb Kiv n‡e|

DËivwaKvix g‡bvbqb t

1| AvgvbZKvix GK ev GKvwaK e¨w³‡K DËivwaKvix wbhy³ Ki‡Z cvi‡eb| GKvwaK DËivwaKvix n‡j DËivwaKvixi Ask wZwb wba©viY Ki‡eb|

2| AvgvbZKvix †h‡Kvb mgq wjwLZfv‡e Zvi g‡bvbqb evwZj K‡i bZzb DËivwaKvix g‡bvbqb Ki‡Z cvi‡eb|

3| †KejgvÎ AvgvbZKvixi g„Zz¨ n‡j DËivwaKvix/DËivwaKvixMY wnmv‡ei A_© e›U‡bi wba©vwiZ Ask wnmv‡e †c‡Z cv‡ib|

4| DËivwaKvix‡K wnmv‡ei UvKv cwi‡kv‡ai mgq wbgœwjwLZ KvMRcÎ Awd‡m `vwLj Ki‡Z n‡e t

K) DËivwaKvixi Av‡e`bcÎ Awd‡m Rgv w`‡Z n‡e| DËivwaKvix AcÖvß eq¯‹ n‡j DËivwaKvixi Awffve‡Ki Av‡e`bcÎ Rgv w`‡Z n‡e|

L) AvgvbZKvixi g„Zz¨ msµvšÍ mb`cÎ Awd‡m Rgv w`‡Z n‡e|

†gqv` c~wZ©‡Z cwi‡kva c×wZ t

†gqv` c~wZ©‡Z AvgvbZKvix Pµe„w× nvi my‡` GKKvjxb Dc‡i ewY©Z A_© cÖvc¨ n‡eb| Z‡e hw` †Kvb AvgvbZKvix cÖ_g wKw¯Í n‡Z †kl wKw¯Í ch©šÍ †Kvb wKw¯Í †Ljvcx bv nb, Z‡e wZwb cyi¯‹vi eve` †evbvm cv‡eb| †evbvm cÖwZ ermi wnmvefy³ Kiv n‡e Z‡e cvkeB‡Z †jLv n‡e bv|

we‡kl wb‡`©kvejx t

1| wnmv‡ei wKw¯Í ev †gqv` †Kvbµ‡g cwieZ©b Kiv hv‡e bv|

2| †Kvb AvgvbZKvix KZ©„K bwgbx g‡bvbqb Kiv bv n‡j ÔmvK&‡mkb mvwU©wd‡KUÕ ev †evW© KZ©„K wm×všÍ Abyhvqx DËivwaKvix‡K A_© cÖ`vb Kiv n‡e|

3| GB cÖK‡íi †h‡Kvb wbqg cwieZ©b/cwiea©b, ms‡hvRb/we‡qvRb m¤ú~Y© XvKv Lªxwóqvb eûgyLx mgevq mwgwZ wjwg‡UW-Gi GLwZqvify³ _vK‡e|

mvaviY wbqgvejx t

1| GB cwjwm †Lvjvi mgq cvkeB cÖ`vb Kiv n‡e Ges wKw¯Í Rgv †`Iqvi mgq GB cvkeB Aek¨B Awdm Øviv wjwL‡q wb‡Z n‡e|

2| cvkeB nvwi‡q †M‡j Aek¨B m‡½ m‡½ Awdm g¨v‡bRvi‡K Rvbv‡Z n‡e Ges 20 (Kzwo) UvKvi wewbg‡q Wywcø‡KU cvkeB cÖ`vb Kiv n‡e|

3| wnmv‡e Miwgj †`Lv †M‡j g¨v‡bRvi‡K Rvbv‡Z n‡e Ges nvjbvMv` K‡i wb‡Z n‡e|

FY myweav t

1| cwjwmi †gqv` 5 ermi c~Y© n‡j cwjwmi g~j Avgvb‡Zi Dci m‡e©v”P 90% FY †ev‡W©i AbygwZµ‡g †`Iqv hv‡e|

2| F‡Yi my‡`i nvi n‡e 12%|

3| cici wZb (3) gvm F‡Yi wKw¯Í cÖ`v‡b e¨_© n‡j wnmvewU eÜ Kiv n‡e Ges cwjwmi mv‡_ mgš^q Kiv n‡e| †Kvb Kvi‡Y mgš^‡qi mgq A‡_©i AKzjvb n‡j mÂqx wnmve n‡Z mgš^q Kiv n‡e|

4| wKw¯Í †Ljvcx n‡j cieZx© gv‡m e‡Kqv wKw¯Ímn e‡Kqv my‡`i A‡a©K Rwigvbvmn PjwZ gv‡mi wKw¯Í my`mn cÖ`vb Ki‡Z n‡e|

5| F‡Yi wbqgvejx cwiea©b/ms‡hvRb/we‡qvRb m¤ú~Y© XvKv Lªxwóqvb eûgyLx mgevq mwgwZ wjwg‡UW-Gi e¨e¯’vcbv KwgwUi GLwZqvify³ _vK‡e|